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Home Loans
Start with your goal

Buying a home Get pre-approved, then go and make offers
Refinancing Replace the loan you already have
Using your equity Draw on it as you need it, first mortgage untouched
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30 Year Fixed Rate Mortgage The steady option most buyers start with
15 Year Fixed Rate Mortgage Own the house outright sooner
Adjustable Rate Mortgage If you expect to move or refinance before it adjusts
Jumbo Loans Amounts above the conforming limit
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FHA Loans A lighter credit history, or more debt behind you
VA Loans Veterans, service members and surviving spouses
USDA Loans Eligible rural and small-town addresses
Not sure which one is yours? Two questions, and the loan finder shows the programs that fit.

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Free Home Value Report A custom report for your specific property
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USDA Loans Explained

USDA Loans Explained

Name: USDA Loans Explained
Uploaded: 2022-12-20T20:27:56.000Z
Description: USDA Loans Explained: a short explainer on home buying and tips & insights from the CPF Mortgage team, a five-star broker serving Florida, Colorado, Georgia and Tennessee.

December 20, 2022

Home Buying
Tips & Insights

Your Time & Money Matter. Let’s Not Waste Either.

From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it, usually in less than 30 days.

Leave this field empty

Name *

First *

Last *

Email *

Phone

Location

Are you a veteran? *

Yes No

Are you looking to purchase or refinance? *

Purchase Refinance

What type of property? *

block home manufactured condo villa other

Property type (other)

What’s your credit score? *

Have you been pre-approved by a lender yet? *

yes no

What is your time frame to purchase or refinance? *

now 3 months 6+ months

Are you working with a realtor? *

yes no

What is your realtor's name? *

yes no

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By checking this box, I expressly consent to receive marketing and informational communications from CPF Mortgage regarding mortgage products and services by telephone, text message, and email at the telephone number and email address I provided. Telephone calls and text messages may be made using an automatic telephone dialing system or other automated technology and may include prerecorded or artificial voice messages. I understand that this consent authorizes CPF Mortgage to contact me at the telephone number provided even if it is listed on a federal, state, or CPF Mortgage Do Not Call list. Consent is not required as a condition of obtaining or purchasing any mortgage product or service. Message and data rates may apply. Message frequency may vary. I may revoke my consent at any time, including by replying STOP to text messages, using the unsubscribe link in marketing emails, or notifying CPF Mortgage that I no longer wish to receive these communications. *

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(727) 226-1040

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Christopher Paul Financial, LLC dba CPF Mortgage is a Florida mortgage lender NMLS 222883, Florida state license MLD929, Colorado registered mortgage company NMLS 222883, licensed Tennessee mortgage lender NMLS 222883, and Georgia Residential Mortgage Licensee NMLS 222883. The main office is located at 10710 State Road 54, Ste. C101, Trinity, FL 34655. All loan approvals are credit driven, and all decisions are based on underwriting credit approvals. All rates, terms, and programs are subject to change without notice. Borrowers should consider their options carefully when choosing a loan program.
created by energyhill

USDA Loans Explained

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What is Underwriting?

Your Time & Money Matter. Let’s Not Waste Either.