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CPF Mortgage

Discover Your Lowest Mortgage Rate

CPF Mortgage serves the entire state of Florida, Tennessee, Colorado and Georgia with the lowest mortgage rates and closing costs in the country. We pride ourselves on quick, responsive, and honest customer service and are proud to provide the most innovative mortgage loan products available.
“Great group of professionals. They worked with us and made everything effortless. Excellent communication throughout the entire process. Would highly recommend.” — Jeremiah Caster
WHAT WE DO

Mortgage Solutions Tailored to Your Needs

We’re making getting a mortgage easier than ever before. CPF Mortgage has an experienced team of loan officers on staff. Whether you are a first-time homebuyer, buying your retirement home, refinancing, or just need to pull some equity from your home, we’re here to help.
About CPF Mortgage

Our Services

Home Purchase Loans

Find the best rates for your monthly budget and secure a home purchase loan to make your dream of homeownership a reality.

Fast Funding

Need a loan fast? Use our fast funding options to get approval and funding in just a few days or less.

Refinance Rates

All the information you need to know about current refinance rates and how to adjust your monthly budget to create extra financial wiggle room or build more equity.

Evaluate Your Property

Know where you stand. With a property evaluation in hand, you can better understand your options and feel confident when making your next step.

Rate Comparisons

Don’t just take the first offer – shop around. Use our rate comparisons to find the best plan for your homeownership strategy.

Cash-Out Refinance

Take advantage of your home’s equity with a cash-out refinance. Replace your old mortgage with a new one and get some cash back.
Get Your Free Custom Quote

Blog

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Should you include taxes and insurance in your monthly mortgage payment? Learn how escrow accounts work, who needs them, and whether it’s the right choice for your home loan.
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Wondering if getting pre-approved for a mortgage will hurt your credit score? We break down the difference between soft and hard inquiries, how much your score might drop, and why pre-approval is a smart move for any homebuyer.
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Learn how 3-2-1 and 1-0 buydown mortgages compare to permanent buydowns. This guide breaks down how each option works, who they benefit, and how they can help you lower your mortgage payments—short-term or long-term.
Read More
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I am incredibly impressed with Justin and everyone at CPF Mortgage. This was my first time buying a house and I was terrified. Justin and his team were there every step of the way to answer any and all questions I had and in a very timely manner.
— Mindy Dixon
The team at CPF were all knowledgeable and immediately responsive from the beginning of my loan application process through closing. I shopped around for interest rates and closing costs with other lenders (including my federal credit union) and there was no close comparison to the quality of service I experienced with CPF.
— Jillian Stuper
We recently refinanced our house to get a lower interest rate and I can’t say enough good things about CPF mortgage and the entire process. It has been so smooth and stress free.
— Haley Klemczak
See Our Reviews

Your Time & Money Matter. Let’s Not Waste Either.

From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days.
10710 FL-54 c101, Trinity, FL 34655
(727) 226-1040
Contact Us
Copyright ©2024 | CPF Mortgage
Licensed to do business in the
State of Florida, Colorado, Georgia and Tennessee.
NMLS #222883
Christopher Paul Financial, LLC dba CPF Mortgage is a Florida mortgage lender NMLS 222883, Florida state license MLD929, Colorado registered mortgage company NMLS 222883, licensed Tennessee mortgage lender NMLS 222883, and Georgia Residential Mortgage Licensee NMLS 222883. The main office is located at 10710 State Road 54, Ste. C101, Trinity, FL 34655. All loan approvals are credit driven, and all decisions are based on underwriting credit approvals. All rates, terms, and programs are subject to change without notice. Borrowers should consider their options carefully when choosing a loan program.
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