Home Loans

Find the Right Loan for You

With so many different loans available, it can be overwhelming to find the right one that fits your needs. Here at CPF Mortgage, we’ll help you understand your options so you can feel confident in your decision.
Home Loans | CPF Mortgage

The Loan Process

Complete our quick and easy Loan Qualifier quiz
Receive options based on your unique circumstance
Compare custom mortgage rates and terms
Choose the offer that best fits your needs
Home Loans

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Commonly Asked Questions

What is a pre-approval letter?

A pre-approval letter is a document from a lender that states that they are willing to lend to you up to a certain loan amount. Receiving this can give borrowers an advantage when buying a home because it lets the seller know that you are serious and that you are backed by a lender.

What is a down payment?

A down payment is a percentage of the purchase price that homebuyers pay upfront at closing. The down payment amount will change depending on the loan you choose, the property type, and the price of the home.

What is a loan principal?

A loan principal is the amount of money you borrowed that you agree to pay back.

What is the loan term?

A loan term refers to a scheduled length of time it takes to repay a loan completely.

How long should I expect a loan process to take?

From underwriting to closing, it can take anywhere between 15-20 days for a loan to process.

What is a mortgage broker?

A loan or mortgage broker acts as an intermediary between lenders and borrowers. They can help borrowers find the best lender without the hassle of contacting multiple offices. They also assist with the loan application and approval process.

Ready to get started?

Get pre-qualified with CPF Mortgage to start your home buying process today.
Get Pre-qualified
10710 FL-54 c101, Trinity, FL 34655
(727) 226-1040
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Copyright ©2024 | CPF Mortgage
Licensed to do business in the
State of Florida, Colorado, Georgia and Tennessee.
NMLS #222883
Christopher Paul Financial, LLC dba CPF Mortgage is a Florida mortgage lender NMLS 222883, Florida state license MLD929, Colorado registered mortgage company NMLS 222883, licensed Tennessee mortgage lender NMLS 222883, and Georgia Residential Mortgage Licensee NMLS 222883. The main office is located at 10710 State Road 54, Ste. C101, Trinity, FL 34655. All loan approvals are credit driven, and all decisions are based on underwriting credit approvals. All rates, terms, and programs are subject to change without notice. Borrowers should consider their options carefully when choosing a loan program.
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