Should You Refinance Into a Higher Rate to Consolidate Debt?

Considering a cash-out refinance to pay off high-interest credit card or personal loan debt? Even at a higher rate, it could improve your monthly cash flow. Learn when refinancing makes sense.
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There are many reasons a homeowner may look into refinancing their home. Maybe your financial situation has changed or maybe […]
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So you’ve signed the lease on your dream home, secured your mortgage, and are ready to move. So what now? […]
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There are many online mortgage calculators available to help you determine what an estimated monthly payment would be on a […]
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If you have ever played Monopoly, you know how competitive and heated that game board can get; arguments can steam […]
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One of the most frequently asked VA loan questions is: can I have 2 VA loans at the same time? […]
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Many Americans have most of their wealth in the value or equity of their home. That's why it's no surprise […]
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Recent Posts

Should you include taxes and insurance in your monthly mortgage payment? Learn how escrow accounts work, who needs them, and whether it’s the right choice for your home loan.
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Wondering if getting pre-approved for a mortgage will hurt your credit score? We break down the difference between soft and hard inquiries, how much your score might drop, and why pre-approval is a smart move for any homebuyer.
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Learn how 3-2-1 and 1-0 buydown mortgages compare to permanent buydowns. This guide breaks down how each option works, who they benefit, and how they can help you lower your mortgage payments—short-term or long-term.
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There are many reasons a homeowner may look into refinancing their home. Maybe your financial situation has changed or maybe […]
Read More
So you’ve signed the lease on your dream home, secured your mortgage, and are ready to move. So what now? […]
Read More
There are many online mortgage calculators available to help you determine what an estimated monthly payment would be on a […]
Read More
If you have ever played Monopoly, you know how competitive and heated that game board can get; arguments can steam […]
Read More
One of the most frequently asked VA loan questions is: can I have 2 VA loans at the same time? […]
Read More
Many Americans have most of their wealth in the value or equity of their home. That's why it's no surprise […]
Read More
10710 FL-54 c101, Trinity, FL 34655
(727) 226-1040
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Copyright ©2024 | CPF Mortgage
Licensed to do business in the
State of Florida, Colorado, Georgia and Tennessee.
NMLS #222883
Christopher Paul Financial, LLC dba CPF Mortgage is a Florida mortgage lender NMLS 222883, Florida state license MLD929, Colorado registered mortgage company NMLS 222883, licensed Tennessee mortgage lender NMLS 222883, and Georgia Residential Mortgage Licensee NMLS 222883. The main office is located at 10710 State Road 54, Ste. C101, Trinity, FL 34655. All loan approvals are credit driven, and all decisions are based on underwriting credit approvals. All rates, terms, and programs are subject to change without notice. Borrowers should consider their options carefully when choosing a loan program.
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