(727) 226-1040
Apply
  | 

How the VA Bonus Entitlement Works (And How Much You Can Really Borrow)

VA loans offer incredible benefits, including a bonus entitlement that allows qualified veterans to buy homes above the standard county loan limits without a down payment.
Read More
1 2 3 4 5 … 37
  | 
Looking to buy a home or refinance soon? Your credit score could make or break your loan approval and interest rate. In this guide, we share quick, effective tips to help you improve your credit score fast—from disputing report errors to lowering credit card balances and more.
Read More
  |    |    | 
Learn how one-time close construction loans from CPF Mortgage can help you build your dream home with one approval, one closing, and no hassle.
Read More
  | 
Wondering what it means when your mortgage is sold to another servicer? CPF Mortgage explains why this happens, what to expect, and how it impacts your loan.
Read More
  |    | 
Should you include taxes and insurance in your monthly mortgage payment? Learn how escrow accounts work, who needs them, and whether it’s the right choice for your home loan.
Read More
  | 
Wondering if getting pre-approved for a mortgage will hurt your credit score? We break down the difference between soft and hard inquiries, how much your score might drop, and why pre-approval is a smart move for any homebuyer.
Read More
  |    | 
Learn how 3-2-1 and 1-0 buydown mortgages compare to permanent buydowns. This guide breaks down how each option works, who they benefit, and how they can help you lower your mortgage payments—short-term or long-term.
Read More
1 2 3 4 5 … 7

Newsletter Signup

Recent Posts

Learn how 3-2-1 buydowns, 2-1 buydowns, and 1-0 buydowns work, who pays for them, and how to negotiate a buydown to lower your mortgage payments in the first years of homeownership.
Read More
Understand the difference between temporary and permanent rate buydowns. Learn how each works—and how smart borrowers may combine both for maximum savings.
Read More
Explore how a 2-1 buydown works and how it can help lower your initial mortgage payments. Learn who qualifies, the benefits, and long-term considerations.
Read More
1 2 3 4 5 … 13

Newsletter Signup

Latest Videos

| |

Discussing the TRIM Notice

|

What is a Mortgage Insurance Premium?

|

The Road to Refinancing a Home Loan

| |

What We Do at CPF Mortgage

|

What are Seller Concessions?

|

What's Happening with the Florida Housing Market?

1 2 3 4 5 6
View All
Looking to buy a home or refinance soon? Your credit score could make or break your loan approval and interest rate. In this guide, we share quick, effective tips to help you improve your credit score fast—from disputing report errors to lowering credit card balances and more.
Read More
Learn how one-time close construction loans from CPF Mortgage can help you build your dream home with one approval, one closing, and no hassle.
Read More
Wondering what it means when your mortgage is sold to another servicer? CPF Mortgage explains why this happens, what to expect, and how it impacts your loan.
Read More
Should you include taxes and insurance in your monthly mortgage payment? Learn how escrow accounts work, who needs them, and whether it’s the right choice for your home loan.
Read More
Wondering if getting pre-approved for a mortgage will hurt your credit score? We break down the difference between soft and hard inquiries, how much your score might drop, and why pre-approval is a smart move for any homebuyer.
Read More
Learn how 3-2-1 and 1-0 buydown mortgages compare to permanent buydowns. This guide breaks down how each option works, who they benefit, and how they can help you lower your mortgage payments—short-term or long-term.
Read More
1 2 3 4 5 … 7

Your Time & Money Matter. Let’s Not Waste Either.

From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days.
10710 FL-54 c101, Trinity, FL 34655
(727) 226-1040
Contact Us
Copyright ©2024 | CPF Mortgage
Licensed to do business in the
State of Florida, Colorado, Georgia and Tennessee.
NMLS #222883
Christopher Paul Financial, LLC dba CPF Mortgage is a Florida mortgage lender NMLS 222883, Florida state license MLD929, Colorado registered mortgage company NMLS 222883, licensed Tennessee mortgage lender NMLS 222883, and Georgia Residential Mortgage Licensee NMLS 222883. The main office is located at 10710 State Road 54, Ste. C101, Trinity, FL 34655. All loan approvals are credit driven, and all decisions are based on underwriting credit approvals. All rates, terms, and programs are subject to change without notice. Borrowers should consider their options carefully when choosing a loan program.
created by energyhill