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Learn what Loan Level Price Adjustments (LLPAs) are, how they affect your mortgage rate, and tips to reduce costs. CPF Mortgage helps you secure the lowest rates and closing costs.
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Learn how 3-2-1 buydowns, 2-1 buydowns, and 1-0 buydowns work, who pays for them, and how to negotiate a buydown to lower your mortgage payments in the first years of homeownership.
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Understand the difference between temporary and permanent rate buydowns. Learn how each works—and how smart borrowers may combine both for maximum savings.
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Explore how a 2-1 buydown works and how it can help lower your initial mortgage payments. Learn who qualifies, the benefits, and long-term considerations.
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Considering a cash-out refinance to pay off high-interest credit card or personal loan debt? Even at a higher rate, it could improve your monthly cash flow. Learn when refinancing makes sense.
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Discover how the Florida Hometown Heroes Loan Program helps eligible full-time workers in Florida receive up to $35,000 in down payment assistance. Start your journey with CPF Mortgage today.
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Discover the best Non-QM loans for self-employed homebuyers. Learn how flexible mortgage options like bank statement loans make homeownership possible without traditional income documentation.
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Learn how one-time close construction loans from CPF Mortgage can help you build your dream home with one approval, one closing, and no hassle.
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Wondering what it means when your mortgage is sold to another servicer? CPF Mortgage explains why this happens, what to expect, and how it impacts your loan.
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Should you include taxes and insurance in your monthly mortgage payment? Learn how escrow accounts work, who needs them, and whether it’s the right choice for your home loan.
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Your Time & Money Matter. Let’s Not Waste Either.

From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days.
10710 FL-54 c101, Trinity, FL 34655
(727) 226-1040
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Copyright ©2024 | CPF Mortgage
Licensed to do business in the
State of Florida, Colorado, Georgia and Tennessee.
NMLS #222883
Christopher Paul Financial, LLC dba CPF Mortgage is a Florida mortgage lender NMLS 222883, Florida state license MLD929, Colorado registered mortgage company NMLS 222883, licensed Tennessee mortgage lender NMLS 222883, and Georgia Residential Mortgage Licensee NMLS 222883. The main office is located at 10710 State Road 54, Ste. C101, Trinity, FL 34655. All loan approvals are credit driven, and all decisions are based on underwriting credit approvals. All rates, terms, and programs are subject to change without notice. Borrowers should consider their options carefully when choosing a loan program.
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