3-2-1 Buydown vs 2-1 Buydown vs 1-0 Buydown: How They Work, Who Pays, and Negotiation Tips

Learn how 3-2-1 buydowns, 2-1 buydowns, and 1-0 buydowns work, who pays for them, and how to negotiate a buydown to lower your mortgage payments in the first years of homeownership.
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Justin Kelly, CEO of CPF Mortgage, answers some of the most common questions from clients.
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Justin Kelly, CEO of CPF Mortgage, answers some of the most common questions from clients.
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10710 FL-54 c101, Trinity, FL 34655
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Christopher Paul Financial, LLC dba CPF Mortgage is a Florida mortgage lender NMLS 222883, Florida state license MLD929, Colorado registered mortgage company NMLS 222883, licensed Tennessee mortgage lender NMLS 222883, and Georgia Residential Mortgage Licensee NMLS 222883. The main office is located at 10710 State Road 54, Ste. C101, Trinity, FL 34655. All loan approvals are credit driven, and all decisions are based on underwriting credit approvals. All rates, terms, and programs are subject to change without notice. Borrowers should consider their options carefully when choosing a loan program.
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