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Approved With Conditions: What’s Next in Your Mortgage Journey?

Approved with conditions on your mortgage? Learn what it means, the next steps to take, and how CPF Mortgage helps you move from conditional approval to clear to close.
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Whether you are a first-time homebuyer or a seasoned homeowner, working with a mortgage broker can be an invaluable resource to help you navigate your home financing options.
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There is a fine line between the differences between a mortgage lender and a mortgage broker.
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Justin Kelly, CEO of CPF Mortgage, answers some of the most common questions from clients.
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1 … 5 6 7

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Newsletter Signup

By clicking "Submit", you agree to receive marketing communications, including calls, text messages, and emails, from CPF Mortgage at the number and email you provided, which may be sent using an automatic telephone dialing system or prerecorded voice. Consent is not a condition of purchase. Message and data rates may apply. You can opt out at any time. View our Privacy Policy.

Recent Posts

Wondering if getting pre-approved for a mortgage will hurt your credit score? We break down the difference between soft and hard inquiries, how much your score might drop, and why pre-approval is a smart move for any homebuyer.
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Learn how 3-2-1 and 1-0 buydown mortgages compare to permanent buydowns. This guide breaks down how each option works, who they benefit, and how they can help you lower your mortgage payments—short-term or long-term.
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When it comes to purchasing a home, one of the biggest decisions that homebuyers face is whether to build a new home or buy a pre-existing one.
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Audio Bits

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Newsletter Signup

By clicking "Submit", you agree to receive marketing communications, including calls, text messages, and emails, from CPF Mortgage at the number and email you provided, which may be sent using an automatic telephone dialing system or prerecorded voice. Consent is not a condition of purchase. Message and data rates may apply. You can opt out at any time. View our Privacy Policy.

Latest Videos

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Whether you are a first-time homebuyer or a seasoned homeowner, working with a mortgage broker can be an invaluable resource to help you navigate your home financing options.
Read More
There is a fine line between the differences between a mortgage lender and a mortgage broker.
Read More
Justin Kelly, CEO of CPF Mortgage, answers some of the most common questions from clients.
Read More
1 … 5 6 7

Your Time & Money Matter. Let’s Not Waste Either.

From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days.
10710 FL-54 c101, Trinity, FL 34655
(727) 226-1040
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Copyright ©2026 | CPF Mortgage
Licensed to do business in the
State of Florida, Colorado, Georgia and Tennessee.
NMLS #222883
Christopher Paul Financial, LLC dba CPF Mortgage is a Florida mortgage lender NMLS 222883, Florida state license MLD929, Colorado registered mortgage company NMLS 222883, licensed Tennessee mortgage lender NMLS 222883, and Georgia Residential Mortgage Licensee NMLS 222883. The main office is located at 10710 State Road 54, Ste. C101, Trinity, FL 34655. All loan approvals are credit driven, and all decisions are based on underwriting credit approvals. All rates, terms, and programs are subject to change without notice. Borrowers should consider their options carefully when choosing a loan program.
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